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This Privacy Policy is published by HRHKILLO Enterprise (OPC) Private Limited ("HRHKILLO", "we", "us") in compliance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDP Act).

1. Information We Collect

(a) Information you provide

(b) Information collected automatically

(c) Information from third parties

2. Purpose of Collection

3. Lawful Basis & Financial Compliance

We process personal data on one or more of the following bases: (a) your consent; (b) the performance of a contract with you; (c) compliance with a legal obligation; (d) our legitimate business interests, balanced against your rights.

Financial & RBI Compliance: In accordance with the Reserve Bank of India (RBI) guidelines regarding digital payments, KYC (Know Your Customer), and AML (Anti-Money Laundering) directives, we collect necessary billing and identity information. As an IT services provider, all our financial activities, pay-ins, and payouts are strictly processed through RBI-authorised Payment Aggregators and regulated banking channels. We do not store sensitive payment credentials (such as full credit card numbers or UPI PINs) on our servers.

4. Sharing & Disclosure

We do not sell your personal information. We may share limited data with:

5. Cookies

We use minimal cookies for session continuity and preference storage. The Website does not use third-party advertising cookies. You can disable cookies via your browser settings; some features may stop working.

6. Data Retention

7. Security

While we use industry-standard practices, no method of transmission over the internet is 100% secure. You share information at your own risk.

8. Your Rights (under the DPDP Act, 2023)

To exercise any of these rights, email support@hrhkillo.com with the subject line "Data Rights Request".

9. Children's Data

Our services are not directed at children below the age of 18. We do not knowingly collect data from minors. If you believe a minor has provided us data, contact us so we can delete it.

10. International Transfers

Personal data is primarily stored in India. If transferred outside India (e.g., for cloud backup), we ensure equivalent protection through reputable providers (Google Cloud / Firebase) and contractual safeguards.

11. Grievance Officer

12. Changes to this Policy

We may update this policy from time to time. The "Last updated" date reflects the latest revision. Material changes will be highlighted on the homepage or via email where appropriate.